You Are Entitled To A Fresh Start

The purpose of the bankruptcy discharge is to give you a fresh start in life. The Bankruptcy Code gives you that in the legal sense, by relieving you of the obligation to pay your debts, so that you can start over.

When Congress enacted the Bankruptcy Code, it believed that there should be not stigma or shame involved in needing to seek relief in bankruptcy. However, many debtors still feel guilty or ashamed that they have needed such relief.

Just as Congress has forgiven your debts, so you should also forgive yourself for requesting such relief if you feel badly about it. Many people need such relief at some point in their lives, for a great variety of reasons. Whatever your reasons may have been, you will not do yourself or anyone else any good by punishing yourself about it. So, learn what you can from this experience, wipe the slate clean in all respects, and good luck on your fresh start.
Please read the following Notice from the Bankruptcy Court:

Learn the Facts About Bankruptcy and Empower Yourself

As a practicing attorney since 1973, I have heard a lot of people tell me stories about their beliefs concerning bankruptcy. It seems that many people really have a total misunderstanding of the bankruptcy process, and the main purposes of bankruptcy.

I could probably write a book about the many stories I have heard people tell me over the years about what they believe might happen to them if they file for bankruptcy. Let me give you just ten brief examples of the misconceptions that I have heard from people throughout the years. I call these examples the top ten bankruptcy lies