Over the last few years, close to 1.5 million people have been filing each year (except for 2020). As more people learn the real truth about bankruptcy and its benefits, who knows, maybe 2 or 3 million or more people might file for bankruptcy this year.
Former President Donald Trump has used our bankruptcy laws to get a fresh financial start for his businesses on at least 6 different occasions, so why would anyone else hesitate to use our laws for the purposes for which they were intended: to legally forgive your debts so that you can begin anew, and have a much brighter financial future for yourself and your family in the years ahead.
Bankruptcy is your legal right under the United States Constitution, and many people will tell you that bankruptcy got its start in the Bible, in the Old Testament book of Deuteronomy, which speaks of forgiveness of debt every 7 years and the Year of Jubilee.
If you file a successful Chapter 7 bankruptcy, all or virtually all of your debts will be totally forgiven by the federal government in less than 4 months. By way of illustration, you can be fully released from the following debts: credit cards, medical bills, personal loans, mortgages, car payments, old income taxes, legal fees, utility bills and phone bills, pay day loans, surcharges on your driver's license (and have your driving privilege restored, if it revoked only due to surcharges), wage garnishments, frozen bank accounts, and many more. You can also stop foreclosure on your home, stop sheriff's sales, reduce monthly mortgage payments and car payments, stop people from suing you, stop repossessions of your vehicle, and (if you act quickly) get your vehicle back after it has been repossessed.
In the right circumstances, bankruptcy is one of the smartest things a person can do. Be intelligent, and please don't worry about those credit card companies; they probably make billions every year, and they won't miss you. Haven't they made enough money on you by charging you those crazy interest rates and late fees?
You didn't get a gigantic bailout when those big banks got bailed out did you? Well, you have the right to use bankruptcy as your legal bailout, and if you need to file bankruptcy more than once or twice, as long as it's legal, you can do it. So, don't feel bad or guilty, feel smart and happy. Why not exercise your legal rights and protect your future and the future of your family?