Blog

Aug. 10, 2021

In order to have a successful Chapter 13 case, you need to do your part in providing us with the information and documentation required by the bankruptcy laws. The following is a brief list of what we will need from you so that we can move forward with successful filing and completion of your case.

Aug. 10, 2021

As stated above you normally will not have to come to the confirmation hearing. The confirmation hearing is usually scheduled by the Court for a date about 2 months after your case was filed. At the hearing Isabel Balboa reviews the entire case to determine the following:

Aug. 10, 2021

We now demonstrate the steps that are involved in preparing, processing, and completing a successful Chapter 13 case. The object is to get a discharge and wipe out as many debts as we can. If certain bills have to be paid, we can get you up to five years to pay them, without interest in many cases.

Aug. 10, 2021

The following section sets forth the easy steps that are involved in preparing, processing, and completing a successful Chapter 7 case. The object is to get a discharge and wipe out all of our client's debts. Let us show you how we help our clients accomplish this goal.

Aug. 9, 2021

In order to have a successful Chapter 7 case, you need to do your part in providing us with the information and documentation required by the bankruptcy laws. The following is a brief list of what we will need from you so that we can move forward with successful filing and completion of your case.

Aug. 3, 2021

On average, there are about 17,009 car crashes every day in the United States.. On average, about 280,000 car crashes happen in New Jersey on a yearly basis. That's an awful lot of crashes.

July 8, 2021

Until recently, I have to admit that I didn't realize how important your credit score is. What woke me up was that I realized that my credit score wasn't so great, and it was costing me thousands of dollars every year.

July 8, 2021

I recently read an article that I felt I needed to share with New Jersey people who are afraid of foreclosure. The article was entitled "Fears of a Foreclosure Crisis Are Waning". The article said "foreclosures are almost certain to remain extremely uncommon until 2022 at the earliest...

July 5, 2021

I am happy to announce that effective immediately, our office is going to help our clients repair their credit and increase their credit scores. It's amazing how important a credit score is these days. The interest rate you pay on your car loan and your mortgage is based on your credit score.

June 7, 2021

We all make mistakes, even the people that work for the Social Security Administration. We have had quite a few clients whose only source of income is the monthly social security benefits that they receive.