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DON'T DO THIS BEFORE FILING FOR BANKRUPTCY

Posted by Seymour Wasserstrum | Feb 26, 2021 | 0 Comments

DID YOU BORROW MONEY FROM RELATIVES OR FRIENDS? If you have borrowed money from friends or family members before you file for bankruptcy, here is one thing you definitely should not do. There are a number of technical rules that control this situation, and I will make this as simple as I can for...

Can I Get Credit After Filing For Bankruptcy?

Posted by Seymour Wasserstrum | Feb 24, 2021 | 0 Comments

Keep in mind that one of the major goals of bankruptcy is to give people a fresh financial start and give them the ability to approach the future with a more positive outlook on their lives. There is an old saying that the past is history, the future is a mystery, and right now is a gift. That's ...

WHAT IS CASH FOR KEYS?

Posted by Seymour Wasserstrum | Feb 21, 2021 | 0 Comments

How would you like to get some cash from your mortgage company? That's right, instead of you paying your mortgage company, you might be able to get your mortgage company to pay you. We have had mortgage companies pay our clients a nice sum of money by using a program that is sometimes referred to...

ARE YOU JUDGMENT PROOF?

Posted by Seymour Wasserstrum | Feb 18, 2021 | 0 Comments

Have you ever heard the term "judgment proof"? If you owe a lot of money to the bill collectors, but your income is very limited and you really don't own anything of any significant value, you just might be judgment proof.  It might be easiest to explain what it means by giving you a simple exam...

CAN I FILE BANKRUPTCY MORE THAN ONCE?

Posted by Seymour Wasserstrum | Feb 17, 2021 | 0 Comments

Some people think they can only file for bankruptcy one time. Many of my blogs get pretty lengthy, and they are sometimes a little complicated. I could make this blog long and complicated also, but I think it's best to make it short and simple. There are rules that might limit and restrict the ...

HOW DO I STOP A SHERIFF'S SALE?

Posted by Seymour Wasserstrum | Feb 16, 2021 | 0 Comments

When a sheriff's sale is listed in on the records of the county sheriff's office in New Jersey,  that sheriff's sale information is a public record. Many lawyers can get access to those public records, which means that the lawyers can find out which homeowners are scheduled for a future sheriff's...

WHAT YOU NEED TO FILE YOUR CHAPTER 7

Posted by Seymour Wasserstrum | Feb 12, 2021 | 0 Comments

LIST OF WHAT YOU NEED TO GET YOUR CHAPTER 7 CASE FILED CHAPTER 7 LEGAL FEES AND COURT FEES Chapter 7 – (non-business) $1465 legal fees + $335 court filing fees = $1800. A business case is more expensive. Fees normally start at $2750 plus court costs. TAX RETURNS 2018, 2019, and 2020 tax...

CAN BANKRUPTCY BE YOUR BLESSING?

Posted by Seymour Wasserstrum | Feb 12, 2021 | 0 Comments

CAN BANKRUPTCY BE YOUR BLESSING? Many clients who come to see us for the first time are scared, worried, and fearful. They don't know what their future holds. Will they lose their home?  Will their car be repossessed? Will the bill collectors freeze their bank account or take their paychecks? ...

BANKRUPTCY IS YOUR CONSTITUTIONAL RIGHT

Posted by Seymour Wasserstrum | Feb 12, 2021 | 0 Comments

Bankruptcy Is Your Constitutional Right             Over the last few years, close to 1.5 million people have been filing each year (except for 2020). As more people learn the real truth about bankruptcy and its benefits, who knows, maybe 2 or 3 million or more people might file for bankruptcy t...

DON'T GIVE UP - IN NEW JERSEY, IT USUALLY TAKES THE MORTGAGE COMPANY A LONG TIME TO FORECLOSE AGAINST YOUR HOME

Posted by Seymour Wasserstrum | Feb 06, 2021 | 0 Comments

Good News: In New Jersey, It Usually Takes a Long Time to Foreclose             It's important that people in New Jersey be aware that they are not in jeopardy of immediately losing their home just because they fall two or three payments behind on their mortgage.             New Jersey forecl...

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Seymour Wasserstrum helps people who are facing financial challenges throughout the state of New Jersey. We have five offices conveniently located to serve our clients.

We help people wipe out their bills, save their homes from foreclosure, stop vehicle repossessions, and get a fresh financial start.

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