Contact Us for a Free Consultation 856-696-8300

BLOGS

The Psychology of Bankruptcy, Part 1

Posted by Seymour Wasserstrum | Apr 12, 2021 | 0 Comments

I don't know if anyone has ever written a blog on this subject before, but when I woke up at about 3 am this morning, the thought came to me out of the blue that I should write a blog called The Psychology of Bankruptcy. And when I thought about it, I started thinking that far too many people hav...

CHAPTER 13 - SIMPLE AND EASY

Posted by Seymour Wasserstrum | Mar 30, 2021 | 0 Comments

Often times the secret to success is keeping things simple. Many attorneys will tell you that Chapter 13 is very complex and complicated. I tell my clients, yes, maybe Chapter 13 can be complicated, but guess what, I am usually able to distill the process into a few simple steps, so that their Ch...

7 STEPS FOR YOUR SUCCESSFUL CHAPTER 7

Posted by Seymour Wasserstrum | Mar 26, 2021 | 0 Comments

  7 STEPS TO SUCCESS - MAKING CHAPTER 7 AS EASY AS POSSIBLE The process of filing for bankruptcy can definitely be challenging and complicated. My goal is to simplify the complicated and to make hard stuff easy. So what I am doing here is giving my clients a simple roadmap they can follow to a ...

I GUESS I NEED A SHRINK

Posted by Seymour Wasserstrum | Mar 17, 2021 | 0 Comments

In my previous blog, I gave you a very short history of how I was experiencing a lot of negative emotional states on a daily basis when I was in my 20's, and how those feelings impacted upon my life. I wrote that blog to let my readers know that I just might have a pretty good idea of how they ar...

STRESS IS A KILLER

Posted by Seymour Wasserstrum | Mar 11, 2021 | 0 Comments

Chances are that if you are facing financial challenges, you're not exactly the happiest that you have ever been in your life. To the contrary, the odds are that you are under pretty serious stress, and that you are worried and anxious about your future. In these challenging times, well, welcome ...

CHAPTER 7 OR CHAPTER 13?

Posted by Seymour Wasserstrum | Mar 08, 2021 | 0 Comments

I recently had a new client who wanted to wipe out about $50,000 in credit card debt. I told him the best way to do it would be to file a Chapter 7. He doesn't own a house (it's in his wife's name), and he is a gig worker and only makes about $10,000 a year. I figured he had an easy chapter 7 cas...

DEBT SETTLEMENT SURPRISE - BEWARE OF HIDDEN TAXES

Posted by Seymour Wasserstrum | Mar 07, 2021 | 0 Comments

Lots of people pay lots of money to debt settlement companies. Some people are happy with the services provided by their debt settlement company, while others are unhappy, especially after they do all the math and find out how much of their money has gone to high fees charged by their debt settle...

CAN YOU WIN A DEBT COLLECTION LAWSUIT?

Posted by Seymour Wasserstrum | Mar 06, 2021 | 0 Comments

We've previously discussed the stategy of filing an answer when you are being sued by a debt collector. Once you have filed an answer, you have avoided the possibility of having a default judgment entered against you, and that's a good thing. But sooner or later, unless you are able to settle the...

HAVE YOU CHECKED OUT SEYMOUR'S YOUTUBE CHANNEL?

Posted by Seymour Wasserstrum | Mar 04, 2021 | 0 Comments

Millions of people can't pay their mortgages, their car payments, their credit cards, and all kinds of other bills. They fear foreclosure and are scared to death about being sued by the bill collectors. My intention is to transform people's mindsets about their debts. Thank God we live in a coun...

CAN I BUY A HOUSE OR CAR AFTER BANKRUPTCY?

Posted by Seymour Wasserstrum | Mar 02, 2021 | 0 Comments

There are lots of misconceptions about bankruptcy, and many people have many false and incorrect beliefs as to what you can do and what you can't do after you file for bankruptcy. Some people think they won't  be able to get credit for 7 years. Some people think they will never be able to finance...

CAN I KEEP MY HOUSE OUT OF BANKRUPTCY?

Posted by Seymour Wasserstrum | Mar 01, 2021 | 0 Comments

Most homeowners who file for bankruptcy want to continue paying their mortgage payments and continue living securely in their home.They will typically tell us that they want to keep their home out of bankruptcy. When they tell me this, I tell them that its really simple. "When you file your bank...

DON'T DO THIS BEFORE FILING FOR BANKRUPTCY

Posted by Seymour Wasserstrum | Feb 26, 2021 | 0 Comments

DID YOU BORROW MONEY FROM RELATIVES OR FRIENDS? If you have borrowed money from friends or family members before you file for bankruptcy, here is one thing you definitely should not do. There are a number of technical rules that control this situation, and I will make this as simple as I can for...

Can I Get Credit After Filing For Bankruptcy?

Posted by Seymour Wasserstrum | Feb 24, 2021 | 0 Comments

Keep in mind that one of the major goals of bankruptcy is to give people a fresh financial start and give them the ability to approach the future with a more positive outlook on their lives. There is an old saying that the past is history, the future is a mystery, and right now is a gift. That's ...

WHAT IS CASH FOR KEYS?

Posted by Seymour Wasserstrum | Feb 21, 2021 | 0 Comments

How would you like to get some cash from your mortgage company? That's right, instead of you paying your mortgage company, you might be able to get your mortgage company to pay you. We have had mortgage companies pay our clients a nice sum of money by using a program that is sometimes referred to...

  • 1 of 3

CONTACT the Law Offices of Seymour Wasserstrum TODAY

Seymour Wasserstrum helps people who are facing financial challenges throughout the state of New Jersey. We have five offices conveniently located to serve our clients.

We help people wipe out their bills, save their homes from foreclosure, stop vehicle repossessions, and get a fresh financial start.

Menu